AGENT 02 / 50 · FP&A & FORECASTING

Budget Planning Agent

Splits a total annual budget across departments against target percentages, and flags any department trending over its cap.

READS FROMiUL ledger, prior-year actuals

MCP SERVERCore Banking Server

MODELRouted to reasoning-tier open model

HANDS OFF TOVariance Analysis Agent, Monthly Close Assistant

RUN THE AGENT

Set the split, generate the allocation

Adjust the total budget and department percentages — the remainder always falls to Other.

Total annual budget 3000000

Sales & Marketing % 28%

Operations % 22%

R&D % 20%

G&A % 15%

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Largest department

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Share of budget

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Unallocated / Other

Departments over 30% cap

HOW IT WORKS

1. Pull prior year	Reads last year's department actuals from the iUL ledger via the Core Banking MCP server
2. Propose split	Suggests a starting allocation based on trailing spend by department
3. Apply caps	Flags any department proposed above its 30% governance cap for review
4. Hand off	Passes the approved allocation to the Variance Analysis Agent to track spend against it monthly