OSAIby iBANK
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AGENT 26 / 50 · COST & GROWTH OPS

Cost Reduction Agent

Scans opex by category and estimates realistically achievable savings — not a blanket cut, a category-by-category view of what's actually recoverable.

READS FROMiUL ledger, vendor spend
MCP SERVERCore Banking Server
MODELRouted to reasoning-tier open model
HANDS OFF TOVendor Spend Analyst, Procurement Savings Agent
RUN THE AGENT

Set opex and the category mix, generate the savings plan

This is a live working demo of what the agent produces — adjust total opex and category shares and it recalculates achievable savings instantly.

ASSUMPTIONS

£226K
Addressable spend
£38K
Achievable monthly savings
3 mo
Time to realise
Software & Tools
Best savings opportunity
Category
HOW IT WORKS

What the agent actually does

1. Pull spend by categoryReads opex tagged by category from the iUL ledger and vendor spend data
2. Apply achievable ratesWeights each category by a realistic, category-specific achievable reduction rate rather than a flat cut
3. Rank opportunitiesSorts categories by £ savings and time to realise, so the biggest quick wins surface first
4. Hand offPasses the ranked plan to the Vendor Spend Analyst and Procurement Savings Agent
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