AGENT 24 / 11 · RETAIL & E-COMMERCE · WEALTH & ASSET MANAGEMENT

Portfolio Rebalancing Agent

Monitors a portfolio's allocation drift against its target daily, and identifies tax-loss harvesting opportunities alongside the rebalancing trade.

READS FROMCustodian account data, market prices

MCP SERVERWealth Data Server

MODELRouted to lightweight monitoring model

HANDS OFF TORobo-Advisory Profiling Agent

RUN THE AGENT

Set the portfolio, check the drift

Adjust current vs target allocation and the agent recalculates drift, trade size and harvestable tax savings instantly.

Portfolio value (£) 250000

Target equity allocation 60%

Current equity allocation 72%

Rebalancing trigger threshold 5%

Unrealized losses available to harvest (£) 6000

Applicable capital gains tax rate 20%

—

Allocation drift

—

Rebalance trade size

—

Tax-loss harvest savings

—

Rebalance needed?

Metric	Value

HOW IT WORKS

1. Monitor drift	Compares current portfolio allocation against the client's target allocation daily.
2. Check the threshold	Flags the portfolio for rebalancing once drift exceeds the client's tolerance band.
3. Harvest losses	Identifies positions with unrealized losses that can be sold to offset gains elsewhere, without violating wash-sale rules.
4. Hand off	Generates the rebalancing trade list for execution, and reports realized tax savings to the client's annual tax summary.