Separates a client's objective risk capacity from their subjective risk willingness across behavioral inputs, and maps the blended score to a model allocation.
Adjust age, horizon and behavioral inputs and the agent recalculates the risk score and recommended allocation instantly.
| Metric | Value |
|---|
| 1. Compile the profile | Reads stated age, time horizon and interactive responses to loss-tolerance and experience questions. |
| 2. Score capacity vs willingness | Separates objective risk capacity (age, horizon, income stability) from subjective risk willingness (stated loss tolerance, experience) before blending them. |
| 3. Map to an allocation | Converts the composite score into a model portfolio's equity/bond split from the firm's approved glide paths. |
| 4. Hand off | Passes the recommended allocation to the Portfolio Rebalancing Agent to implement and monitor. |